Kelly Baker
$879,900$899,0005 bd4 ba4,044 sqft$218 /sqft$6,163 /mo all-in ↓

4107 WINDCREST DRIVE, WESLEY CHAPEL, FL, 33544

Active53 days on marketListed Jun 10, 2026MLS #TB8512748

Reduced $19KPrivate poolSingle Family ResidenceSEVEN OAKS PCLS C-4B & S-1A

About this home

4107 WINDCREST DRIVE

PRICE IMPROVEMENT. Welcome to this impressive 5-bedroom, 4-bath home located in the highly sought-after Seven Oaks community. Offering 4,044 square feet of living space, this home is sure to please from the moment you step inside. Upon entry, your eyes are immediately drawn through the main living area to the beautiful pool area, with peaceful conservation views lining the backyard. To the left, a spacious flex room offers the perfect option for a formal dining room, home office, or den. Across the entry, a hallway leads to the laundry room, complete with ample cabinetry, counter space, and a utility sink. The heart of the home features an open family room, kitchen, and dining area designed for both everyday living and entertaining. Two oversized sliders and numerous windows fill the space with natural light, while high ceilings and crown molding add an elegant touch. The family room features an electric fireplace framed by decorative tile inlays, creating a beautiful focal point. The kitchen offers stainless steel appliances, a gas range, 42-inch cabinetry, and a large island ideal for casual dining, entertaining, or serving buffet-style. The first floor includes two bedrooms positioned on opposite sides of the home. The spacious primary suite features engineered hardwood floors, a tray ceiling, a wall of windows overlooking the backyard, and private access to the covered lanai. The ensuite bath includes a garden tub, separate shower, dual vanities, and a custom walk-in closet system with drawers, shelving, and hanging space. A second downstairs bedroom is located near the front of the home beside a full guest bath. Upstairs, you will find two bedrooms with walk-in closets and a shared full bath, along with an open loft and an oversized bonus room offering endless possibilities. The fifth bedroom includes its own private bath, making it ideal for guests, visiting family or multigenerational living. Step outside and enjoy true Florida living. The covered lanai provides a relaxing shaded seating area, while the saltwater pool and spa offer the perfect place to cool off and unwind. Travertine decking surrounds the pool and seating areas, staying cooler under the Florida sun. Additional updates include a newer pool pump, HVAC replaced in 2023, exterior paint in 2023, water heater in 2026, new upstairs blinds, and custom blinds throughout the downstairs. Residents of Seven Oaks enjoy resort-style amenities including pools, water slide, splash pad, a clubhouse, fitness center, playgrounds, pickleball, tennis courts, and scenic walking trails, making this one of Wesley Chapel's most desirable communities. Conveniently located near shopping, dining, entertainment, hospitals, and major highways, this exceptional home offers the perfect blend of luxury, comfort, and convenience.

Facts & features

The home at a glance

5

Bedrooms

4

Bathrooms

4,044

Sqft

0.18 ac

Lot size

3

Garage

2014

Year built

Two

Levels

$218

Per sqft

Private poolFireplace

Inside

FlooringCarpet · Ceramic Tile · Engineered Hardwood · Travertine
AppliancesBuilt-In Oven · Dishwasher · Disposal · Electric Water Heater · Microwave · Range · Refrigerator
InteriorCeiling Fan(s) · Crown Molding · Eating Space In Kitchen · High Ceilings · Kitchen/Family Room Combo · Open Floorplan · Primary Bedroom Main Floor · Solid Wood Cabinets · Stone Counters · Thermostat · Tray Ceiling(s) · Walk-In Closet(s) · Window Treatments
LaundryElectric Dryer Hookup · Inside · Laundry Room
CoolingCentral Air
HeatingElectric

Outside & construction

RoofShingle
ConstructionBlock · Stone · Stucco
FoundationSlab
FacesSoutheast
ParkingDriveway · Garage Door Opener
ExteriorIrrigation System · Lighting · Rain Gutters · Sidewalk · Sliding Doors

Community & fees

HOA fee$13/mo
Taxes (2025)$10,942/yr
PetsCats OK, Dogs OK
CommunityGated Community - No Guard · Park · Playground · Sidewalks

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Connected · Electricity Connected · Propane · Public · Sewer Connected · Sprinkler Recycled · Street Lights · Underground Utilities · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$6,163 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$4,748
PMI (est., until 20% equity)$330
Property tax — 2025 actual bill$912
HOA fee — from the listing$13
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $87,990Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $87,990
Interest rate6.00%
Loan term

Estimated payment

$6,163/mo

Principal & interest$4,748
PMI (est., until 20% equity)$330
Property taxes (actual bill)$912
HOA / condo fee$13
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $880K
$845KedgeAI estimate $1,037,945 · range $977K$1.1M$1.1M

vs edgeAI estimate

−15.2%

$/sqft vs Wesley Chapel actives

$218 vs $200

Days on market

53 vs 32 typical

Where $218/sqft sits among the 400 Wesley Chapel actives

88
128
85 · this home
44
25
30
$148–176$176–204$204–232$232–260$260–288$288+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Seven Oaks

Map of 4107 WINDCREST DRIVE inside its neighborhood boundary

Drive times from this address

Downtown Tampa29 min
Tampa Int’l Airport (TPA)40 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Wesley Chapel. See the full Wesley Chapel guide →

Seven Oaks — neighborhood snapshot

Population

7,676

Median age

32

Median income

$109,436

Median home value

$511,135

Avg household

3

Households w/ children

1,139

For the school run

Pasco County School District

ElementarySeven Oaks Elementary School★★★★
HighWiregrass Ranch High School★★★★
MiddleDr. John Long Middle School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Wesley Chapel market

Seller’s marketBalanced5.6 months of inventoryBuyer’s market

$440K$435K

Wesley Chapel median sold, yr/yr

97.9%

Sale-to-list ratio (12 mo)

202 of 400

Wesley Chapel actives have cut their price

Median sold price, Wesley Chapel, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 152% above the WESLEY CHAPEL 33544 median. See the full Wesley Chapel market guide →

Paper trail

This home's history

CurrentPrice reduced to $879,900 $19K
Jun 10, 2026Listed at $899,000 · 53 days on market since
2014Built · SEVEN OAKS PCLS C-4B & S-1A

Reality check

What actually sold near 4107 WINDCREST DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

4094 WINDCREST DRIVESold · Feb ’26

$785,000

4094 WINDCREST DRIVE · same community

6 bd · 4 ba · 4,346 sqft · $181/sqft · 42 DOM

4089 WINDCREST DRIVESold · Oct ’25

$950,000

4089 WINDCREST DRIVE · same community

6 bd · 4 ba · 4,429 sqft · $214/sqft · 53 DOM

27053 WINGED ELM DRIVESold · Jun ’26

$884,000

27053 WINGED ELM DRIVE

4 bd · 4 ba · 4,052 sqft · $218/sqft · 12 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Kelly Baker

Your agent

Kelly Baker

Sales associate · CENTURY 21 Edge

Tours, negotiation, and every question about 4107 WINDCREST DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 4107 WINDCREST DRIVE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Kelly's phone and CRM.

Goes straight to Kelly’s phone and CRM.

Straight answers

4107 WINDCREST DRIVE FAQs

What would the monthly payment be for 4107 WINDCREST DRIVE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $6,163/mo — principal and interest, the actual property-tax bill, the $13/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 4107 WINDCREST DRIVE?+

The association fee works out to $13 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 4107 WINDCREST DRIVE?+

The most recent tax bill on record (2025) was $10,942. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 4107 WINDCREST DRIVE?+

The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Wesley Chapel?+

At $879,900, this home is listed about 103% above the Wesley Chapel median of $434,500. The market section on this page shows how the area is trending.

Which schools are assigned to 4107 WINDCREST DRIVE?+

Seven Oaks Elementary School (elementary), Wiregrass Ranch High School (high), Dr. John Long Middle School (middle) — Pasco County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$879,900 runs 152% above the WESLEY CHAPEL 33544 median — but at 4,044 sqft it's also nearly twice the size of the typical Wesley Chapel listing.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Strong assigned schools

Seven Oaks Elementary School, Wiregrass Ranch High School, Dr. John Long Middle School — Seven Oaks Elementary School rates 4 of 5. Always verify assignments with the district.

04The price has already moved

Listed at $899,000, now $879,900 — a $19K cut. The full history is in the market section below.

Listing courtesy of LPT REALTY, LLC · Terri Cobb. MLS #TB8512748.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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