Kelly Baker
$699,000$774,9005 bd4.5 ba3,536 sqft$198 /sqft$4,983 /mo all-in ↓

4079 WINDCREST DRIVE, WESLEY CHAPEL, FL, 33544

Active115 days on marketListed Apr 9, 2026MLS #TB8495759

Reduced $76KPrivate poolSingle Family ResidenceSEVEN OAKS PCLS C-4B & S-1A

About this home

4079 WINDCREST DRIVE

Why buy new when you can have EVERYTHING on your wishlist TODAY?! Lender ONE-YEAR rate buy down to qualified buyers on this multi-gen home to qualified buyers! Welcome to an exceptional POOL home in an ESTABLISHED COMMUNITY that could easily function as a MULTI-GENERATIONAL retreat, offering bedrooms, bathrooms, and multiple living spaces on both floors. With over 3,500 square feet, 5 bedrooms PLUS a dedicated OFFICE and FLEX ROOM, and 4.5 bathrooms, there is truly room for everyone to live comfortably while still enjoying privacy. The heart of the home features a spacious kitchen with granite countertops and stainless steel appliances, seamlessly connecting to the main living areas with TWO DINING AREAS—ideal for entertaining. The bathrooms have been tastefully updated with QUARTZ countertops, and the entire home reflects neutral, modern tones that fit today’s style preferences. This home is immaculate and pristine with no visible wear and tear. Step outside to your VERY PRIVATE OASIS—this property offers a SALTWATER POOL, an extensive covered lanai, and a fully FENCED, incredibly private backyard. Perfect for a MULTI-GEN FAMILY SET UP! LOCATION is where this home truly shines. You are within walking and biking distance to the ELEMENTARY SCHOOL and a brand-new LIBRARY, making daily routines easy and family-friendly. Just minutes from I-75 and I-275, commuting is a breeze, and you’re surrounded by restaurants, shopping, and conveniences—including The Shops at Wiregrass and Tampa Premium Outlets. Hospitals and medical facilities are just a few miles away, and a new state-of-the-art YMCA is being built nearby. Living in Seven Oaks means access to resort-style amenities that are second to none—featuring a CLUBHOUSE with a CAFE, FITNESS CENTER, private MOVIE THEATER, and event spaces. Enjoy the WATER SLIDE, lap pool, kids’ splash pad, plus basketball, tennis, pickleball courts, playgrounds, and year-round community events and after-school programs. Homes like this—with SPACE, CONDITION, LOCATION, and FLEXIBILITY—do not come around often, especially at this value. Low HOA! Schedule your private showing today and experience firsthand why this should be your next home. Sellers are providing a COMPLIMENTARY HOME WARRANTY for the new owners!

Facts & features

The home at a glance

5

Bedrooms

4.5

Bathrooms

3,536

Sqft

0.17 ac

Lot size

3

Garage

2013

Year built

Two

Levels

$198

Per sqft

Private poolTrees/Woods viewPets allowed

Inside

FlooringLaminate · Tile
AppliancesDishwasher · Disposal · Electric Water Heater · Microwave · Range · Refrigerator · Tankless Water Heater
InteriorCeiling Fan(s) · High Ceilings · Kitchen/Family Room Combo · Open Floorplan · Primary Bedroom Main Floor · Split Bedroom · Stone Counters · Vaulted Ceiling(s) · Walk-In Closet(s) · Window Treatments
LaundryLaundry Room
CoolingCentral Air
HeatingCentral · Electric · Heat Pump

Outside & construction

RoofShingle
ConstructionBlock · Stucco · Wood Frame
FoundationSlab
ViewTrees/Woods
FacesEast
ExteriorIrrigation System

Community & fees

HOA fee$13/mo
Taxes (2025)$9,314/yr
PetsYes
CommunityDeed Restrictions · Gated Community - No Guard · Playground · Sidewalks

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Connected · Sewer Connected · Street Lights · Underground Utilities
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$4,983 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,772
PMI (est., until 20% equity)$262
Property tax — 2025 actual bill$776
HOA fee — from the listing$13
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $69,900Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $69,900
Interest rate6.00%
Loan term

Estimated payment

$4,983/mo

Principal & interest$3,772
PMI (est., until 20% equity)$262
Property taxes (actual bill)$776
HOA / condo fee$13
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $699K
$671KedgeAI estimate $944,188 · range $880K$1.0M$1.1M

vs edgeAI estimate

−26%

$/sqft vs Wesley Chapel actives

$198 vs $200

Days on market

115 vs 32 typical

Where $198/sqft sits among the 400 Wesley Chapel actives

88
128 · this home
85
44
25
30
$148–176$176–204$204–232$232–260$260–288$288+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Seven Oaks

Map of 4079 WINDCREST DRIVE inside its neighborhood boundary

Drive times from this address

Downtown Tampa29 min
Tampa Int’l Airport (TPA)40 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Wesley Chapel. See the full Wesley Chapel guide →

Seven Oaks — neighborhood snapshot

Population

7,676

Median age

32

Median income

$109,436

Median home value

$511,135

Avg household

3

Households w/ children

1,139

For the school run

Pasco County School District

ElementarySeven Oaks Elementary School★★★★
HighWiregrass Ranch High School★★★★
MiddleDr. John Long Middle School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Wesley Chapel market

Seller’s marketBalanced5.6 months of inventoryBuyer’s market

$440K$435K

Wesley Chapel median sold, yr/yr

97.9%

Sale-to-list ratio (12 mo)

202 of 400

Wesley Chapel actives have cut their price

Median sold price, Wesley Chapel, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 100% above the WESLEY CHAPEL 33544 median. See the full Wesley Chapel market guide →

Paper trail

This home's history

CurrentPrice reduced to $699,000 $76K
Apr 9, 2026Listed at $774,900 · 115 days on market since
2013Built · SEVEN OAKS PCLS C-4B & S-1A

Reality check

What actually sold near 4079 WINDCREST DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

4094 WINDCREST DRIVESold · Feb ’26

$785,000

4094 WINDCREST DRIVE · same community

6 bd · 4 ba · 4,346 sqft · $181/sqft · 42 DOM

4089 WINDCREST DRIVESold · Oct ’25

$950,000

4089 WINDCREST DRIVE · same community

6 bd · 4 ba · 4,429 sqft · $214/sqft · 53 DOM

26641 WINGED ELM DRIVESold · Jul ’26

$875,854

26641 WINGED ELM DRIVE

5 bd · 4 ba · 3,538 sqft · $248/sqft · 13 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Kelly Baker

Your agent

Kelly Baker

Sales associate · CENTURY 21 Edge

Tours, negotiation, and every question about 4079 WINDCREST DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 4079 WINDCREST DRIVE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Kelly's phone and CRM.

Goes straight to Kelly’s phone and CRM.

Straight answers

4079 WINDCREST DRIVE FAQs

What would the monthly payment be for 4079 WINDCREST DRIVE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,983/mo — principal and interest, the actual property-tax bill, the $13/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 4079 WINDCREST DRIVE?+

The association fee works out to $13 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 4079 WINDCREST DRIVE?+

The most recent tax bill on record (2025) was $9,314. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 4079 WINDCREST DRIVE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Wesley Chapel?+

At $699,000, this home is listed about 61% above the Wesley Chapel median of $434,500. The market section on this page shows how the area is trending.

Which schools are assigned to 4079 WINDCREST DRIVE?+

Seven Oaks Elementary School (elementary), Wiregrass Ranch High School (high), Dr. John Long Middle School (middle) — Pasco County School District. Always verify school assignments with the district before relying on them.

The brief

Five things that matter here

01Positioned at the premium end

$699,000 runs 100% above the WESLEY CHAPEL 33544 median — but at 3,536 sqft it's also 68% larger than the typical Wesley Chapel listing.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Time on market is leverage

115 days on market against a Wesley Chapel median of 32 — sellers in this position are usually ready to negotiate.

04Strong assigned schools

Seven Oaks Elementary School, Wiregrass Ranch High School, Dr. John Long Middle School — Seven Oaks Elementary School rates 4 of 5. Always verify assignments with the district.

05The price has already moved

Listed at $774,900, now $699,000 — a $76K cut. The full history is in the market section below.

Listing courtesy of RE/MAX PREMIER GROUP · Judy Curry. MLS #TB8495759.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

Never miss a listing

New Wesley Chapel homes, in your inbox

Like 4079 WINDCREST DRIVE but not quite? A daily digest of every new listing in Wesley Chapel — straight from the MLS, hours after it goes live. Unsubscribe anytime.

Just watching this one home? Ask Kelly to ping you on any price or status change →

CENTURY 21 Edge
© 2026 CENTURY 21® and the CENTURY 21 Logo are registered service marks owned by Century 21 Real Estate LLC. Sunseria Real Estate Group LLC d/b/a CENTURY 21 Edge fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. Each office is independently owned and operated. Any services or products provided by independently owned and operated franchisees are not provided by, affiliated with, or related to Century 21 Real Estate LLC nor any of its affiliated companies.

MLS® Disclaimers

Stellar MLS / MFRMLSCopyright © MFRMLS.com. All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated August 2, 2026 at 7:22 PM UTC. The listing information on this page last changed on August 2, 2026 at 7:22 PM UTC. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of MFR MLS. Updated on August 2, 2026 at 7:22 PM UTC.

StellarMLS DMCA Notice: The Digital Millennium Copyright Act of 1998, 17 U.S.C. §512, the DMCA, provides recourse for copyright owners who believe that material appearing on the Internet infringes their rights under U.S. copyright law. If you believe in good faith that any content or material made available in connection with our website or services infringes your copyright, you (or your agent) may send us a notice requesting that the content or material be removed, or access to it blocked. Notices must be sent in writing by email to DMCAnotice@MLSGrid.com. The DMCA requires that your notice of alleged copyright infringement include the following information: (1) description of the copyrighted work that is the subject of claimed infringement; (2) description of the alleged infringing content and information sufficient to permit us to locate the content; (3) contact information for you, including your address, telephone number and email address; (4) a statement by you that you have a good faith belief that the content in the manner complained of is not authorized by the copyright owner, or its agent, or by the operation of any law; (5) a statement by you, signed under penalty of perjury, that the information in the notification is accurate and that you have the authority to enforce the copyrights that are claimed to be infringed; and (6) a physical or electronic signature of the copyright owner or a person authorized to act on the copyright owners behalf. Failure to include all of the above information may result in the delay of the processing of your complaint.

Southeast Florida MLSCopyright Southeast Florida Multiple Listing Service © 2026. Accuracy of listing information is not guaranteed. Listing information is provided for personal consumer, non-commercial use, solely to identify potential properties for potential purchase. All other use is strictly prohibited, is a violation of the terms of use, and may violate federal and state law. Data Last Updated: August 2, 2026 at 7:22 PM UTC.

Space Coast AORThese listings are provided by the IDX Program of Brevard County, Florida. Real Estate listings held by brokerage firms other than CENTURY 21 Edge Central Florida are marked with the IDX Logo and detailed information about them includes the name of the listing brokers. IDX information is provided exclusively for consumers'' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed.

Beaches MLSAll information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer''s personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.