10124 COLDWATER LOOP, LAND O LAKES, FL, 34638
Active0 days on marketListed Aug 4, 2026MLS #TB8535741
About this home
10124 COLDWATER LOOP
Interested in this home? You clearly have exceptional taste. This charming 4.0-bedroom, 2.0-bathroom home is not only pet-friendly, but also equipped with smart home features to make everyday life more convenient and connected. Homes like this don’t stay on the market for long—don’t miss your chance to make it yours. Apply today!
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
1,888
Sqft
0.13 ac
Lot size
2
Garage
2006
Year built
One
Levels
$1
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$178 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$178/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Land O Lakes
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Land O Lakes. See the full Land O Lakes guide →
LAND O LAKES 34638 — neighborhood snapshot
Population
35,900
Median age
37.7
Median income
$117,931
Median home value
$378,200
Avg household
3.15
Households w/ children
5,294
For the school run
Pasco County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Land O Lakes market
$423K → $422K
Land O Lakes median sold, yr/yr
98.4%
Sale-to-list ratio (12 mo)
Median sold price, Land O Lakes, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 99% below the LAND O LAKES 34638 median. See the full Land O Lakes market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kelly Baker
Sales associate · CENTURY 21 Edge
Tours, negotiation, and every question about 10124 COLDWATER LOOP — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 10124 COLDWATER LOOP — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Kelly's phone and CRM.
Straight answers
10124 COLDWATER LOOP FAQs
What would the monthly payment be for 10124 COLDWATER LOOP?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $178/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 10124 COLDWATER LOOP?+
The listing reports pets: Monthly Pet Fee, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Land O Lakes?+
At $2,520, this home is listed about 99% below the Land O Lakes median of $419,900. The market section on this page shows how the area is trending.
Which schools are assigned to 10124 COLDWATER LOOP?+
Land O' Lakes High School (high), Connerton Elementary School (elementary), Pine View Middle School (middle) — Pasco County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the LAND O LAKES 34638 market on paper
$2,520 is 99% below the LAND O LAKES 34638 median of $360,500, and at $1/sqft it sits under the Land O Lakes average of $218.
02Fresh on the market
Listed today in a Land O Lakes market that averages 41 — if it fits, move quickly.
03Strong assigned schools
Land O' Lakes High School, Connerton Elementary School, Pine View Middle School — Land O' Lakes High School rates 4 of 5. Always verify assignments with the district.
Listing courtesy of PROGRESS RESIDENTIAL PROP · John Breaux, Jr. MLS #TB8535741.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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