Kelly Baker
$4,5005 bd2.5 ba2,896 sqft$2 /sqft$193 /mo all-in ↓

9663 BRANCHING SHIP TRACE, WESLEY CHAPEL, FL, 33545

Active6 days on marketListed Jul 28, 2026MLS #TB8532284

Priced 99% below the WESLEY CHAPEL 33545 medianSingle Family ResidenceEPPERSON LAGOON COMMUNITY

About this home

9663 BRANCHING SHIP TRACE

Water views, water softeners, and water features, this one's got you covered from every angle. Sitting equal distance from both Epperson and Mirada lagoons, this home backs up to 1,500 feet of protected nature preserve, delivering dual water views and front-row sunsets from your own backyard. Step inside to LVP flooring and matching baseboards throughout the entire bottom floor. The kitchen comes fully upgraded with a new dishwasher, stove, and microwave, while behind the scenes you'll find a tankless water heater, whole-home water softener with 3-stage filtration, and a reverse osmosis drinking system plumbed straight to the fridge and icemaker. A stacked GE front-load washer and dryer handles laundry day. Upstairs, a flex room and bedroom both got new windows to frame the nature preserve view. The real showstopper is out back: a 40'x26' screened patio with 13 feet of insulated roof, café LED string lights, and travertine pavers set the scene for a large hot tub with a lounger seat and an easy-open insulated cover. A doggie door built into the screen enclosure means the whole family's invited. The fully fenced yard has gates on both sides plus a paver walkway, and it's landscaped with foxtail palms front and back, white rock beds, and a weed barrier so it stays low-maintenance. French drains were added on both sides of the home to keep water where it belongs, outside, not pooling. The primary suite delivers a large bedroom and a shower with rain head plus hand and body spray functions. The garage adds two 4'x8' ceiling-mounted storage racks, bright hexagonal lighting, and carriage lights outside, and the driveway was widened on both sides for extra parking ease. Security is covered with wired cameras at the garage and front entry, plus a video doorbell (both reset and available upon request; otherwise disconnected once rented). This one was built to be lived in, and it shows. Wesley Chapel offers a setting that's hard to beat: just 25 miles north of downtown Tampa with easy I-75 access, Tampa International Airport under 30 minutes away, and Orlando's theme parks a straightforward 90-minute drive. Locally, The Shops at Wiregrass and Tampa Premium Outlets cover shopping and dining, Wesley Chapel District Park offers sports fields, playgrounds, and walking trails, and unique outings like the Giraffe Ranch and Adventure Island Water Park are a short drive away. AdventHealth Wesley Chapel and top-rated Pasco County schools round things out for families. Add in the neighborhood's own Epperson Crystal Lagoon and calendar of community events, and you've got small-town ease with big-city access. APPLICATION PROCESS: All applicants 18 years of age or older must submit a completed rental application. INCOME: Gross monthly income must be a minimum of 3x the monthly rent. CREDIT: Minimum credit score of 650 required. Applicants with prior evictions, collections, or balances owed to a previous landlord will not be considered. BACKGROUND: A criminal background check will be conducted on all applicants. Certain criminal histories may result in denial in accordance with applicable law. RENTAL HISTORY: Positive verifiable rental history is required. PETS: Pets are permitted: Pets are considered on a case-by-case basis with $300 pet deposit (refundable)+ $300 pet fee (non-refundable). All applicants are processed equally and in compliance with the Fair Housing Act and applicable Florida law. Call the Agent to book your tour today.

Facts & features

The home at a glance

5

Bedrooms

2.5

Bathrooms

2,896

Sqft

0.13 ac

Lot size

2

Garage

2022

Year built

Two

Levels

$2

Per sqft

Water viewPets allowed

Inside

AppliancesDishwasher · Disposal · Dryer · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Open Floorplan · Primary Bedroom Main Floor · Walk-In Closet(s)
LaundryLaundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

ViewWater
FacesNorth

Community & fees

PetsBreed Restrictions, Number Limit, Pet Deposit, Size Limit, Yes
CommunityDock · Dog Park · Golf Carts OK · Irrigation-Reclaimed Water · Park · Playground · Pool · Restaurant · Sidewalks · Special Community Restrictions

Utilities & systems

WaterPublic

The numbers

What it really costs

Principal and interest plus estimated taxes and insurance. Run your own numbers below.

$193 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$26
FHA mortgage insurance (est.)$2
Est. property taxes (1.1%/yr)$4
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $158Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesEstimated at 1.1%/yrInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $158
Interest rate6.00%
Loan term

Estimated payment

$193/mo

Principal & interest$26
FHA mortgage insurance (est.)$2
Est. property taxes$4
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Wesley Chapel actives

$2 vs $200

Days on market

6 vs 44 typical

Where $2/sqft sits among the 400 Wesley Chapel actives

0 · this home
0
31
206
114
49
$2–54$54–106$106–159$159–211$211–264$264+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Wesley Chapel

Map of 9663 BRANCHING SHIP TRACE

Drive times from this address

Downtown Tampa40 min
Tampa Int’l Airport (TPA)51 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Wesley Chapel. See the full Wesley Chapel guide →

WESLEY CHAPEL 33545 — neighborhood snapshot

Population

27,536

Median age

35.1

Median income

$108,835

Median home value

$363,000

Avg household

3.3

Households w/ children

3,473

For the school run

Pasco County School District

ElementaryWesley Chapel Elementary School★★★★★
HighWesley Chapel High School★★★★★
MiddleThomas E. Weightman Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Wesley Chapel market

Seller’s marketLeans seller4.2 months of inventoryBuyer’s market

$440K$439K

Wesley Chapel median sold, yr/yr

97.9%

Sale-to-list ratio (12 mo)

202 of 400

Wesley Chapel actives have cut their price

Median sold price, Wesley Chapel, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 99% below the WESLEY CHAPEL 33545 median. See the full Wesley Chapel market guide →

Paper trail

This home's history

Jul 28, 2026Listed at $4,500 · 6 days on market since
2022Built · EPPERSON LAGOON COMMUNITY

Reality check

What actually sold near 9663 BRANCHING SHIP TRACE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

9962 ALLENDALE STREETSold · Feb ’26

$439,900

9962 ALLENDALE STREET

5 bd · 2.5 ba · 2,896 sqft · $152/sqft · 48 DOM

9309 RALLY SPRING LOOPSold · Sep ’25

$505,000

9309 RALLY SPRING LOOP

5 bd · 3.5 ba · 2,861 sqft · $177/sqft · 418 DOM

8389 BOWER BASS CIRCLESold · Mar ’26

$485,000

8389 BOWER BASS CIRCLE

4 bd · 3 ba · 2,756 sqft · $176/sqft · 55 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Kelly Baker

Your agent

Kelly Baker

Sales associate · CENTURY 21 Edge

Tours, negotiation, and every question about 9663 BRANCHING SHIP TRACE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 9663 BRANCHING SHIP TRACE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Kelly's phone and CRM.

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Goes straight to Kelly’s phone and CRM.

Straight answers

9663 BRANCHING SHIP TRACE FAQs

What would the monthly payment be for 9663 BRANCHING SHIP TRACE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $193/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

Are pets allowed at 9663 BRANCHING SHIP TRACE?+

The listing reports pets: Breed Restrictions, Number Limit, Pet Deposit, Size Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Wesley Chapel?+

At $4,500, this home is listed about 99% below the Wesley Chapel median of $439,000. The market section on this page shows how the area is trending.

Which schools are assigned to 9663 BRANCHING SHIP TRACE?+

Wesley Chapel Elementary School (elementary), Wesley Chapel High School (high), Thomas E. Weightman Middle School (middle) — Pasco County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Under the WESLEY CHAPEL 33545 market on paper

$4,500 is 99% below the WESLEY CHAPEL 33545 median of $413,450, and at $2/sqft it sits under the Wesley Chapel average of $221.

02Water views

The water view is part of what you're buying — views hold value independently of the structure.

03Fresh on the market

Only 6 days on market in a Wesley Chapel market that averages 44 — if it fits, move quickly.

Listing courtesy of FRANK ALBERT REALTY · Geri Sanchez. MLS #TB8532284.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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