6981 TWISTING PINES LOOP, ZEPHYRHILLS, FL, 33541
Active83 days on marketListed May 11, 2026MLS #TB8507547
About this home
6981 TWISTING PINES LOOP
Sellers offering 5k in flex Cash plus sold with all furniture, a savings of thousands of dollars! Welcome to this like-new, move-in ready home in beautiful Zephyrhills, FL! Built just one year ago, this meticulously maintained property is loaded with thoughtful upgrades, making it truly better than new construction. Inside, you’ll find custom closet systems in every bedroom, along with upgraded organization in the laundry room and pantry offering both style and functionality throughout the home. The home also features a versatile flex space complete with custom built ins, perfect for a home office, study, playroom, or additional living areas to fit your needs. The spacious screened lanai provides the perfect place to relax or entertain year-round, while the fully fenced backyard adds privacy and convenience. From the modern finishes to the carefully selected enhancements, this home has been lovingly upgraded for comfort and easy living. Included in the price: All the furniture, 4 Mounted Smart TV’s, Living Room, Master, Bedroom 1 and bedroom 2, water softener. All new Appliances, washer, dryer, Fridge, Microwave, Dish washer. Also included: 3 piece Playground, fence Yard and Screened Lanai! All essential items you don’t have to think about! Why wait to build when you can own a turnkey home with all the extras already completed? Schedule your showing today!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
2,004
Sqft
0.15 ac
Lot size
2
Garage
2024
Year built
One
Levels
$207
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,282 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,282/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+8.5%
$/sqft vs Zephyrhills actives
$207 vs $170
Days on market
83 vs 44 typical
Where $207/sqft sits among the 400 Zephyrhills actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Chapel Creek
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Zephyrhills. See the full Zephyrhills guide →
Chapel Creek — neighborhood snapshot
Population
1,377
Median age
41
Median income
$95,551
Median home value
$335,700
Avg household
3
Households w/ children
194
For the school run
Pasco County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Zephyrhills market
$310K → $350K
Zephyrhills median sold, yr/yr
97.2%
Sale-to-list ratio (12 mo)
201 of 400
Zephyrhills actives have cut their price
Median sold price, Zephyrhills, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 28% above the ZEPHYRHILLS 33541 median. See the full Zephyrhills market guide →
Paper trail
This home's history
Reality check
What actually sold near 6981 TWISTING PINES LOOP
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$444,950
35407 BELLINGTON BOULEVARD · same community
3 bd · 2 ba · 2,004 sqft · $222/sqft · 4 DOM
Sold · Dec ’25$400,000
35606 BELLINGTON BOULEVARD · same community
4 bd · 2 ba · 2,004 sqft · $200/sqft · 85 DOM
Sold · Oct ’25$420,000
7007 PEBBLEBROOKE WAY · same community
4 bd · 2 ba · 2,005 sqft · $209/sqft · 8 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kelly Baker
Sales associate · CENTURY 21 Edge
Tours, negotiation, and every question about 6981 TWISTING PINES LOOP — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 6981 TWISTING PINES LOOP — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Kelly's phone and CRM.
Straight answers
6981 TWISTING PINES LOOP FAQs
What would the monthly payment be for 6981 TWISTING PINES LOOP?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,282/mo — principal and interest, the actual property-tax bill, the $10/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 6981 TWISTING PINES LOOP?+
The association fee works out to $10 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 6981 TWISTING PINES LOOP?+
The most recent tax bill on record (2025) was $5,829. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 6981 TWISTING PINES LOOP?+
The listing reports pets: Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Zephyrhills?+
At $415,000, this home is listed about 34% above the Zephyrhills median of $309,000. The market section on this page shows how the area is trending.
Which schools are assigned to 6981 TWISTING PINES LOOP?+
Zephyrhills High School (high), Raymond B. Stewart Middle School (middle), New River Elementary School (elementary) — Pasco County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of LA ROSA REALTY, LLC · Yanira Perez. MLS #TB8507547.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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