Kelly Baker
$525,000$530,0006 bd2,634 sqft$199 /sqft$4,034 /mo all-in ↓

1021/1023 TITCOMB STREET, EUSTIS, FL, 32726

Active190 days on marketListed Jan 2, 2026MLS #S5140543

Reduced $5KDuplexEUSTIS BISHOPS SUB

About this home

1021/1023 TITCOMB STREET

Introducing an exceptional opportunity in Eustis, Florida. A modern duplex that fuses contemporary living with prudent investment potential. Constructed in 2024, this single-story, 2,634-square-foot property is a true rarity in the neighborhood. Comprising two impeccably designed units, each offers 3 bedrooms and 2 bathrooms, culminating in a balanced total of 6 bedrooms and 4 bathrooms. One unit is currently owner-occupied, while the other is tenant-occupied, creating a flexible living arrangement that caters to investors, aspiring owner-occupiers, or those seeking a multi-generational home setup. The property's recent appraisal reinforces its remarkable value, supported by strong market comps that underscore the duplex’s financial allure. Key attributes include solid construction and modern systems that promise low-maintenance living. Both units offer spacious layouts that prioritize comfort and functionality. Attached garages add convenience, while the new construction ensures energy efficiency and minimal upkeep. This distinctive property, unaffiliated with any homeowners association, delivers freedom and autonomy in lifestyle. Seize this opportunity to own a piece of modern architectural mastery in an expanding area, where new construction and investment potential align seamlessly. Nestled in the heart of Eustis, Florida, this charming home offers residents a vibrant lifestyle within a 50-mile radius of diverse attractions and amenities. Discover the unique charm of downtown Eustis, where a variety of shopping, dining, and everyday conveniences await. Just minutes away, Lake Eustis offers fantastic opportunities for boating and fishing, while Ferran Park provides a serene spot for leisurely strolls along the waterfront. Enthusiasts of arts and culture will enjoy regular events and festivals in nearby Mount Dora, a city known for its historic downtown and eclectic restaurants. For those commuting, major roadways offer easy access to employment hubs in Orlando and the surrounding Central Florida region. With Orlando Sanford International Airport a short drive away, travel convenience is at your fingertips. Explore local shopping at Eustis Square Shopping Center and an array of boutique shops, or delve into nature at the expansive Ocala National Forest, ideal for hiking and outdoor adventures. Optimize your lifestyle with this home that places you within reach of everything that vibrant Central Florida offers.

Facts & features

The home at a glance

6

Bedrooms

2,634

Sqft

0.2 ac

Lot size

2

Garage

2024

Year built

One

Levels

$199

Per sqft

Pets allowed

Inside

FlooringTile
AppliancesDishwasher · Disposal · Electric Water Heater · Microwave · Range
InteriorKitchen/Family Room Combo · Open Floorplan · Primary Bedroom Main Floor · Solid Wood Cabinets · Stone Counters · Thermostat
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
ParkingDriveway · Garage Door Opener
ExteriorFenced · Irrigation System · Rain Gutters · Sidewalk · Storage

Community & fees

Taxes (2025)$6,610/yr
PetsYes

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$4,034 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$3,091
FHA mortgage insurance (est.)$232
Property tax — 2025 actual bill$551
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $18,375Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $18,375
Interest rate6.00%
Loan term

Estimated payment

$4,034/mo

Principal & interest$3,091
FHA mortgage insurance (est.)$232
Property taxes (actual bill)$551
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $525K
$330KedgeAI estimate $404,000 · range $344K$464K$546K

vs edgeAI estimate

+30%

$/sqft vs Eustis actives

$199 vs $204

Days on market

190 vs 36 typical

Where $199/sqft sits among the 199 Eustis actives

61
70 · this home
36
12
6
14
$114–178$178–242$242–306$306–370$370–434$434+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Eustis

Map of 1021/1023 TITCOMB STREET

Drive times from this address

Downtown Orlando51 min
Universal Orlando52 min
Orlando Int’l Airport (MCO)60 min
Walt Disney World64 min

Get to know Eustis. See the full Eustis guide →

EUSTIS 32726 — neighborhood snapshot

Population

23,885

Median age

40.6

Median income

$60,750

Median home value

$230,400

Avg household

2.38

Households w/ children

2,736

For the school run

Lake County School District

HighEustis High School★★★★★
MiddleEustis Middle School★★★★
ElementaryTriangle Elementary School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Eustis market

Seller’s marketLeans seller4.5 months of inventoryBuyer’s market

$336K$355K

Eustis median sold, yr/yr

97.1%

Sale-to-list ratio (12 mo)

96 of 199

Eustis actives have cut their price

Median sold price, Eustis, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 62% above the EUSTIS 32726 median. See the full Eustis market guide →

Paper trail

This home's history

CurrentPrice reduced to $525,000 $5K
Jan 2, 2026Listed at $530,000 · 190 days on market since
2024Built · EUSTIS BISHOPS SUB

Reality check

What actually sold near 1021/1023 TITCOMB STREET

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

131 W ATWATER AVENUESold · Dec ’25

$250,000

131 W ATWATER AVENUE · same community

4 bd · 3 ba · 2,614 sqft · $96/sqft · 35 DOM

628 W SEMINOLE AVENUESold · May ’26

$345,000

628 W SEMINOLE AVENUE

5 bd · 3 ba · 2,609 sqft · $132/sqft · 23 DOM

19 W PENDLETON AVENUESold · Feb ’26

$175,000

19 W PENDLETON AVENUE

5 bd · 4 ba · 2,592 sqft · $68/sqft · 3 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Kelly Baker

Your agent

Kelly Baker

Sales associate · CENTURY 21 Edge

Tours, negotiation, and every question about 1021/1023 TITCOMB STREET — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1021/1023 TITCOMB STREET — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Kelly's phone and CRM.

Goes straight to Kelly’s phone and CRM.

Straight answers

1021/1023 TITCOMB STREET FAQs

What would the monthly payment be for 1021/1023 TITCOMB STREET?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,034/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 1021/1023 TITCOMB STREET?+

The most recent tax bill on record (2025) was $6,610. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 1021/1023 TITCOMB STREET?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Eustis?+

At $525,000, this home is listed about 37% above the Eustis median of $382,500. The market section on this page shows how the area is trending.

Which schools are assigned to 1021/1023 TITCOMB STREET?+

Eustis High School (high), Eustis Middle School (middle), Triangle Elementary School (elementary) — Lake County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$525,000 runs 62% above the EUSTIS 32726 median — but at 2,634 sqft it's also 38% larger than the typical Eustis listing.

02Time on market is leverage

190 days on market against a Eustis median of 36 — sellers in this position are usually ready to negotiate.

03The price has already moved

Listed at $530,000, now $525,000 — a $5K cut. The full history is in the market section below.

Listing courtesy of CENTURY 21 EDGE · David Ramirez Jimenez. MLS #S5140543.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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