13 HEMLOCK TRACE COURT, OCALA, FL, 34472
Active200 days on marketListed Jan 16, 2026MLS #OM716835
About this home
13 HEMLOCK TRACE COURT
Great 3/2 split plan home in on an oversized lot on a quiet cul-de-sac in Silver Springs Shores. Enjoy the large backyard complete with privacy fence. The home has a beautiful open floorplan with an open eat-in kitchen that overlooks both the dining room and family room with high vaulted ceiling. French doors lead to the backyard and let in an abundance of natural light. The kitchen has solid wood cabinets, stone countertops and a large pantry. The primary bedroom has a deep walk-in closet and connected ensuite. There are 2 guest room and a guest bathroom on the opposite side of the home. Schedule your showing today!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,474
Sqft
0.35 ac
Lot size
2
Garage
2019
Year built
One
Levels
$200
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,348 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,348/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+13.9%
$/sqft vs Ocala actives
$200 vs $184
Days on market
200 vs 49 typical
Where $200/sqft sits among the 400 Ocala actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ocala
Get to know Ocala. See the full Ocala guide →
OCALA 34472 — neighborhood snapshot
Population
34,665
Median age
40.1
Median income
$61,635
Median home value
$185,900
Avg household
2.67
Households w/ children
3,980
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ocala market
$285K → $285K
Ocala median sold, yr/yr
97.4%
Sale-to-list ratio (12 mo)
146 of 400
Ocala actives have cut their price
Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 34% above the OCALA 34472 median. See the full Ocala market guide →
Paper trail
This home's history
Reality check
What actually sold near 13 HEMLOCK TRACE COURT
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$257,500
44 CEDAR TREE DRIVE
3 bd · 2 ba · 1,473 sqft · $175/sqft · 0 DOM
Sold · Sep ’25$260,990
9743 BAHIA ROAD
3 bd · 2 ba · 1,477 sqft · $177/sqft · 87 DOM
Sold · Oct ’25$263,900
6 BAHIA CIRCLE LOOP
3 bd · 3 ba · 1,522 sqft · $173/sqft · 47 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kelly Baker
Sales associate · CENTURY 21 Edge
Tours, negotiation, and every question about 13 HEMLOCK TRACE COURT — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 13 HEMLOCK TRACE COURT — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Kelly's phone and CRM.
Straight answers
13 HEMLOCK TRACE COURT FAQs
What would the monthly payment be for 13 HEMLOCK TRACE COURT?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,348/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 13 HEMLOCK TRACE COURT?+
The most recent tax bill on record (2025) was $3,850. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Ocala?+
At $295,000, this home is listed about 1% below the Ocala median of $299,000. The market section on this page shows how the area is trending.
Which schools are assigned to 13 HEMLOCK TRACE COURT?+
Forest High School (high), Legacy Elementary School (elementary), Lake Weir Middle School (middle) — Marion County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$295,000 runs 34% above the OCALA 34472 median.
02Trees/Woods views
The trees/woods view is part of what you're buying — views hold value independently of the structure.
03Time on market is leverage
200 days on market against a Ocala median of 49 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $315,000, now $295,000 — a $20K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of COLDWELL BANKER ELLISON REALTY O · Nneka Agubuzu Nwakoby. MLS #OM716835.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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