Kelly Baker
Map of Ruskin, Florida

Homes for sale in

Ruskin, Florida

Waterfront living on Tampa Bay's south shore

318

Homes for sale

$349,850

Median list price

$221

Avg price / sqft

51

Median days on market

Ruskin sits along the southeastern edge of Tampa Bay in Hillsborough County, where the Little Manatee River meets a working, unpretentious stretch of Florida coast. It's a place with real access to the water — the waterfront homes here make up a big share of the market — plus a growing supply of newer neighborhoods that draw families and commuters looking for space south of Tampa. Communities like Hawks Point, Shell Cove, and Ruskin Reserve mix established streets with fresh development.

For buyers today, the market is broad and reasonably paced. With 318 active listings and a median list price of $349,850, there's genuine range — from starter options you can browse by price up to a handful of luxury properties past $1M. Homes are averaging 51 days on market, which gives you room to negotiate, and there's steady new construction if you'd rather buy something never lived in.

Ruskin is in Hillsborough County, Florida.

30-minute drive area around Ruskin

Within a 30-minute drive

Quick facts

$95,000$3.3M price range

1,875 sqft median home

$2,195/mo median rent

Balanced right now

Fresh on the market

Newest homes in Ruskin

View all 318 homes →

250 of 318 active listings shown

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Find your fit

Most popular Ruskin searches

The numbers that matter

The Ruskin market

Balanced

6.3 months of inventory

Seller’s marketBuyer’s market

Supply and demand are roughly even — negotiation cuts both ways.

Ruskin vs Hillsborough County

Median list price

Ruskin$350K
Hillsborough Co.$425K

Price per sqft

Ruskin$221
Hillsborough Co.$286

Days on market

Ruskin51d
Hillsborough Co.35d

Median sold price — 3-yr, 3-mo rolling

7.4% yr/yr

$315K$340K$365KJul ’23Jun ’26

Homes on the market

4.8% yr/yr

220317414Jul ’23Jun ’26

Homes sold per month

03875Jul ’24Jun ’26

Live Stellar MLS data — listings and closed sales in Ruskin, FL. Rolling medians smooth single-month swings in thin markets.

Where to look

Ruskin neighborhoods

Neighborhood boundaries by edgeAI — listings matched to the actual polygon, not agent-entered subdivision names.

For the school run

School zones with homes for sale

Homes matched to official attendance boundaries — always verify zoning with the district.

Beyond the listings

Living in Ruskin

01

Real waterfront access

With 79 active waterfront listings, Ruskin offers direct water access to Tampa Bay and the Little Manatee River that's hard to match at this price point.

02

Room to negotiate

A median of 51 days on market means listings sit long enough to give buyers leverage on price and terms.

03

Strong new-build supply

37 new-construction listings across communities like Shell Cove and Ruskin Reserve mean you can buy fresh without a long build wait.

04

Gated options

48 gated listings, including Hawks Point, give buyers who want a managed community plenty to choose from.

05

Priced for entry buyers

Active prices start at $95,000 and the median sits at $349,850, keeping the area accessible compared to much of Tampa Bay.

Population

30,074

Median age

34

Median income

$76,402

Median home value

$278,300

What people here are into

Food & Drink

Top 14% in the U.S.

Fueling for Fitness

A population characterized by healthy eating. Often pre-planning for meals for the purpose of fitness and convenience. Likely to participate in meal prep trends.

Hobbies & Interests

Top 18% in the U.S.

Engine Enthusiast

This population loves working on and showing off their cars, trucks and motorcycles. You can find them researching car shows and the hottest models on the lot.

Lifestyles

Top 25% in the U.S.

Wealth Signaling

Interested in the finer things life has to offer, this population wants to display their lifestyle by discussing luxury products. Often references jewelry, cars, and home features.

Active

Fitness Obsession

Passionate about strength training, this population relies heavily on the encouragement of the exercise community. While these people seek the latest fitness techniques, they're also interested in supplements and equipment.

Attitudes

Deal Seekers

These people are hunting discounts, contests, and promotions. The population loves a good sale, and they can't wait to share their bargain finds and winnings with friends and family.

Beliefs

Spiritual Practices

Making it to church on Sunday, this population is drawn together by their devotion to, primarily Christian, religion. Common activities include worship services and bible studies.

What it really costs

Owning here

Owning the median Ruskin home

$2,659/mo

Principal & interest $1,843
Property tax $525
HOA / fees $81
Insurance (est.) $210

$349,850 median · 20% down · 30-yr fixed at 6.9% · taxes/HOA from live listing data · insurance is a Florida estimate.

39%

In a FEMA flood zone

Ask about flood insurance early — it changes the payment

$2,195/mo

Median rent

56 homes for rent right now

Straight answers

Ruskin real estate FAQs

Is Ruskin a good place to live?+

Ruskin works well for buyers who want water access and newer neighborhoods without Tampa's price tag. Its position on the south shore of Tampa Bay in Hillsborough County gives you a mix of established streets and growing communities like Ruskin Reserve and Hawks Point, with assigned schools including Thompson Elementary and Ruskin Elementary.

Is Ruskin expensive?+

It's one of the more affordable coastal-adjacent options in the Tampa Bay area, with a median list price of $349,850 and listings starting as low as $95,000. There's a luxury tier too — 13 active homes are priced above $1M — but the bulk of the market sits well below that, and you can browse by price to find the low end.

What do homes cost in Ruskin?+

The median list price is $349,850, with an average of $221 per square foot and a median home size around 1,875 square feet. Single-family homes dominate the market at 255 active listings, while townhomes & condos offer lower entry points with 40 townhouses and 16 condos available.

How is the Ruskin housing market right now?+

There are 318 active listings and homes are taking a median of 51 days to sell, which points to a balanced-to-buyer-friendly market with room to negotiate. Buyers watching for value should keep an eye on just reduced listings, since longer market times often lead to price adjustments.

What about HOA fees and property taxes in Ruskin?+

The median HOA fee here is a modest $81 per month, reflecting the mix of managed communities and independent streets. Median property tax runs about $6,297 per year, and if you're renting first, the median rent is $2,195 per month.

Keep exploring

Nearby areas

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS. Market statistics are computed from listing and sold data and change as the market moves.

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